AdvancePharma Innovations builds the digital and financial infrastructure that empowers pharmacies, connects supply chains, and removes the liquidity barriers standing between communities and the medicines they need.
Pharmacies in Ghana
Target Revolving Facility
Annual Market CAGR
Expansion Footprint
Founded in November 2021 and headquartered in Accra, API operates at the nexus of health technology, financial services, and digital infrastructure. We convert structural bottlenecks in the pharmaceutical supply chain into opportunities — for pharmacies, suppliers, financiers, and the communities they serve.
Improve healthcare delivery by equipping organisations and individuals at all levels of decision making with the right tools to make data-informed decisions.
To be the leading driver of innovation using technology to enhance the delivery of healthcare services in Africa.
A closed-loop ecosystem aligning the incentives of pharmacies, suppliers, banks, insurers, and regulators on one platform.
The SEAPS Project — a collaboration with the Pharmaceutical Society of Ghana for nationwide pharmacy digitisation and financial inclusion.
SEAPS is a groundbreaking collaboration between the Pharmaceutical Society of Ghana (PSGH), AdvancePharma Innovations, and financial institutions — aimed at enhancing access to quality pharmaceutical care and primary healthcare with particular focus on under-served and deprived communities in Ghana. By combining digital technology, pooled financing, and professional development, SEAPS empowers young pharmacists to own and operate model community pharmacies where they are needed most.
Promoting the highest standards of patient-centred pharmacy practice through effective regulation and enhanced conditions of service for pharmacists.
Building the capacity of pharmacists through education, research, and appropriate career development to specialise and impact practice.
Strengthening local supply chain management to enhance sustainable access to quality medicines across all regions.
Deploying state-of-the-art digital technology to modernise community pharmacy operations, patient management, and inventory control.
Qualified pharmacists receive financial support and know-how to own and operate community pharmacies, especially in under-served communities.
Access to pooled procurement financing with assured, consistent supplies at reduced prices — making medicines more accessible and affordable.
State-of-the-art pharmacy management systems, prescription digitisation, and patient management tools deployed to every SEAPS pharmacy.
Special dispensations and support available to young female entrepreneurs, driving gender equity in pharmacy ownership across Ghana.
Enhanced data accessibility for public health planning, regulatory policy, and evidence-based decision-making at community and national levels.
Signed partnership agreements with PSGH, financial institutions, and wholesale drug importers. Currently conducting due diligence of community pharmacies via PSGH.
Standard setup package deployed to partner pharmacies: API-POS software, desktop PC, receipt printer, barcode scanner, cash drawer, and bank-backed inventory finance.
Automatic ordering via API's order routing system to wholesalers. Pharmacies enjoy extended credit periods and direct cost savings. API earns from discounted wholesaler pricing.
Leveraging data analytics for demand planning. Manages orders and inventory to reduce shortages, price variations, wrong dispensations, and monitor supplier fulfilment.
Continuous client service management, refresher training, insight and data support, and patient management services ensuring sustained quality outcomes.
Expanding into new revenue opportunities with big data gathered over time from all community pharmacies, including patient management and public health intelligence services.
AdvancePharma Innovations was recognised at the prestigious 5th Ghana Pharma Awards 2023, receiving the Health Initiative of the Year award in the Community Pharmacy Innovators category.
Community pharmacy — the frontline of primary healthcare in Ghana
Pharmacist-led patient care at the neighbourhood level
Digital technology transforming pharmaceutical services
The SEAPS Project brings together leading financial institutions, healthcare organisations, and professional bodies committed to transforming pharmaceutical access in Ghana. Each partner contributes a unique role — from financing and banking to regulation and technology.
Banks and non-banking financial institutions provide flexible and affordable financing mechanisms for the pharmaceutical supply chain. AdvancePharma Innovations supplies the enabling technology — allowing pharmacies to manage invoices, fulfil financial obligations to suppliers, and service bank credit facilities through one seamless platform.
Ghana's registered professional association of over 5,000 pharmacists. Co-founder and primary institutional partner of the SEAPS project.
Professional BodyA digital credit financing solution for the private healthcare service sector, providing access to finance for healthcare facilities across Africa.
Financial PartnerThe Pan African Bank. Providing working capital, exclusive loan options, and strategic networking for hospitals, pharmacies, clinics, and labs.
Banking PartnerAfrica's Global Bank. SME banking partner providing working capital facilities, seamless account opening, and robust digital channels for pharmacy businesses.
Banking PartnerTruly dependable. Offering a comprehensive array of banking solutions including working capital credit, digital banking, and Pan-African payment infrastructure.
Banking PartnerProviding loan products, savings, term deposits, and insurance solutions exclusively for pharmacists and their professional community.
Credit Union PartnerEvery feature is designed around one goal: ensuring the right medicine reaches the right patient at the right moment — without financial friction.
Short-term working capital for pharmacies to bridge the gap between stock purchase and sales revenue — backed by verified NHIS receivables at an 80% advance rate.
Dynamic underwriting using pharmacy transaction data, NHIS claim history, repayment patterns, and geolocation intelligence. Credit lines adjust in real time as performance data grows.
Streamlined NHIS claim submission and reconciliation, reducing administrative burden and accelerating reimbursement cycles that currently stretch from 60 to 270 days.
Demand forecasting, real-time stock visibility, predictive restocking alerts, and end-to-end medicine traceability — reducing the 30% monthly average stockout rate across Ghana.
A unified procurement portal connecting pharmacies with approved suppliers, with automated payment flows and a single payment gateway that enforces digital repayment and limits cash risk.
Actionable insights for all ecosystem participants — from ESG dashboards for investors to formulary analytics for suppliers and consumption intelligence for health policymakers.
Ghana's pharmaceutical sector is growing at 8–10% annually, yet the industry is held back by fragmented distribution, chronic liquidity shortfalls, and over 70% import dependence. Only 140 of 5,300 pharmacies are actively submitting NHIS claims. API is built to close that gap — in Ghana, and across West Africa.
Our GHS 100 million revolving bridge financing facility — currently in partnership discussions with commercial banks — will directly address the working capital deficit that keeps pharmacies from serving their communities fully.
Ghana market size
Medicines imported
Active NHIS pharmacies
Monthly stockout rate
Industry cost of capital
Target expansion markets
Financing, inventory tools, and digital claims to grow revenue and reduce stockouts.
Payment risk mitigation, demand forecasting, and a direct channel into the pharmacy network.
Bankable, transaction-backed portfolios with automated repayment and real-time performance data.
Fraud detection, streamlined claims reconciliation, and compliance-ready audit trails.
Population-level data intelligence, formulary management, and patient adherence infrastructure.
Over two decades in pharmaceutical and digital health across Ghana and globally. Former Global Head of Business Development at mPharma. Prior leadership at Johnson & Johnson and Novartis. Registered Pharmacist, Pharmacy Council of Ghana.
28+ years across digital health systems, logistics, and enterprise integration. Previously consulted on national-scale data interoperability for NHIA and managed data integration for Maersk Ghana.
Full-stack software engineer with 5+ years in web development. Expert in JavaScript, Bubble.io, Node.js, and VBA. Architected core supply chain and pharmacy management platform components.
Registered pharmacist with strong technical capability in SQL, Python/R, and Business Intelligence platforms. Senior Drug Information Officer background at Korle-Bu Teaching Hospital.
Registered pharmacist and PSGH member, B.Pharm KNUST. Over a decade as a medical representative for international pharmaceutical companies. Former CEO of Korangy Enterprise.
Finance professional with a BSc Accounting from GIMPA. Former COO at KADA and Client Success Manager at TOAMS Financial. Expert in SME credit operations and KYC compliance.
Whether you are a bank exploring healthcare lending, a pharmacy ready to grow, or an investor seeking impact and return — we welcome the conversation.
Passion-fruit Avenue, Adenta Municipality
Accra, Ghana
Monday – Friday, 8:00 am – 5:00 pm GMT